Life can be challenging.  Choosing a Financial Advisor shouldn’t be. 

 

Client First Philosophy

  • Our focus is on our clients’ best interest, always.  We operate under a fiduciary duty of care, which means that we prioritize the interests of our clients.   Unlike other types of firms in the securities industry, such as brokers / dealers who may be held to a lesser “suitability” standard.

 

Fee-Only

  • Our advice is high quality, independent and looks to minimize conflicts.  As a fee-only firm, we are not compensated by commissions.  We do not sell any products and we do not receive (or pay) any type of referral fees.  We get paid by you directly to provide objective advice with your best interests at heart while minimizing potential conflicts of interest. 

 

Collaborative Process

  • Our process is interactive.  We listen first – to your goals and concerns – and work together to achieve them.  We understand that each client is unique and consider current life circumstances, investment experience, comfort with volatility, and charitable intentions.  Our measurement of success is based on our clients’ ability to achieve their goals. 

 

Experience & Continuing Education

  • Our commitment to learning is reflected in the advice we give.  We stay current so that we can provide accurate and reliable advice to our clients.  The financial environment, including tax policies, is constantly evolving, so we strive to hone our skills and expand our ability to better serve our clients.     

 

Holistic Advice

  • Our guidance is integrated.  We tailor your personalized integrated financial plan to your circumstances, focusing on the areas that will affect your journey, and update it as life happens.  Integrated planning means analyzing your personal financial situation broadly taking into account the moving parts as well as the emotional aspects of financial planning.     

 

Disciplined Approach

  • ​Our strategies are based on solid financial strategies.  We respect the key drivers of wealth accumulation – asset allocation, discipline and time.  We do not chase market performance, base our investment recommendations on unrealistic assumptions, or employ black box strategies. We eschew trends, hot ideas and cocktail chatter and rely instead on diligent research, thorough financial analysis and patience.