DISCLOSURE

IMPORTANT CONSUMER DISCLOSURE: MJM Financial Advisors, LLC ("MJM Financial Advisors") is a registered investment adviser located in Berkeley Heights, NJ. MJM Financial Advisors and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which MJM Financial Advisors maintains clients. MJM Financial Advisors may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

MJM Financial Advisors's website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of MJM Financial Advisors's website on the internet should not be construed by any consumer and/or prospective client as MJM Financial Advisors's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet.

Advice can only be rendered after the following conditions are met: 1) The delivery of a disclosure statement, and execution of an investment advisory and/or a financial planning contract by the client and the adviser; and 2) initial payment of the planning fee or investment advisory fee by the client to the adviser. Furthermore, the information resulting from the use of tools, charts, graphs or other information on this internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from MJM Financial Advisors.

ACCESS TO THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEBSITE OR ANY THIRD PARTY WEBSITE LINKED TO THIS WEBSITE.